Payment Refactoring is the latest feature added in Odoo 14 Accounting. The user
can update the balance sheet in real-time and synchronize it with bank statements.
Now In Bank/Cash Journal, we can set a Suspense account that will help keep track
of the real-time bank transactions. Using this user can maintain a relation between
bank account and balance sheet. From the moment you synchronize with your bank,
it will import all your bank transactions ie. they are immediately posted and the
bank account is immediately updated on the balance sheet. Suspense accounts will
be automatically updated as soon as the user reconciles their bank entries. Odoo
has added new Payment transfer accounts in its v14 accounting module, and they are:
Incoming Payments and Outgoing Payments